Stephen Bell - Financial Adviser

As an experienced Wealth Management Partner at True Potential Wealth Management LLP, I pride myself on providing personalised financial advice to both private and business clients as they seek to achieve their varied financial goals and aspirations.
I advise on Investments, Pensions, Mortgage and Equity Release solutions, thereby assisting clients at all times during the wealth accumulation and/or wealth distribution stages of their lives. whilst accumulating wealth is important so is protecting it, so I offer a varied range of protection solutions to meet most day to day requirements such as:
• Tax efficient investments
• Stocks & Shares ISA
• Junior ISA.
• General Investment accounts.
• Retirement planning whether starting your first pension or reviewing
current pension{s} helping you understand if you are on target to
achieve what you feel is the best possible income at retirement.
• Retirement income/decumulation i.e., assisting with or providing you
with an appropriate retirement income strategy.
• Providing your children with a helping hand in later life through the
use of our children’s pension.
• Mortgages – Re-mortgages
• Equity Release
• Life insurance
• Income protection
• Critical illness cover
• Whole of Life cover
• Gift inter vivos protection for Inheritance tax {IHT}
• Mortgage protection insurance
• Business protection insurance – Key Person and Relevant Life

Thereby helping to protect your personal, family and business against the potential for financial instability due to poor health or death.

For me, planning your financial future is more than just looking at financial charts and numbers; only after attaining an understanding of your financial requirements will I provide a financial plan that may assist you in meeting any stated goals and aspirations.

I encourage you to explore my website and discover more about our ‘Do More with Your Money’ service and how you could benefit.

As a Financial Adviser and partner with True Potential Wealth Management, part of the highly successful True Potential group of companies, I’m committed to delivering better value and choice for my clients.

Stephen Bell Financial Adviser

Areas Served

  • Northern Ireland

Stephen Bell - Financial Adviser

Stephen Bell - Financial Adviser

As an experienced Wealth Management Partner at True Potential Wealth Management LLP, I pride myself on providing personalised financial advice to both private and business clients as they seek to achieve their varied financial goals and aspirations.
I advise on Investments, Pensions, Mortgage and Equity Release solutions, thereby assisting clients at all times during the wealth accumulation and/or wealth distribution stages of their lives. whilst accumulating wealth is important so is protecting it, so I offer a varied range of protection solutions to meet most day to day requirements such as:
• Tax efficient investments
• Stocks & Shares ISA
• Junior ISA.
• General Investment accounts.
• Retirement planning whether starting your first pension or reviewing
current pension{s} helping you understand if you are on target to
achieve what you feel is the best possible income at retirement.
• Retirement income/decumulation i.e., assisting with or providing you
with an appropriate retirement income strategy.
• Providing your children with a helping hand in later life through the
use of our children’s pension.
• Mortgages – Re-mortgages
• Equity Release
• Life insurance
• Income protection
• Critical illness cover
• Whole of Life cover
• Gift inter vivos protection for Inheritance tax {IHT}
• Mortgage protection insurance
• Business protection insurance – Key Person and Relevant Life

Thereby helping to protect your personal, family and business against the potential for financial instability due to poor health or death.

For me, planning your financial future is more than just looking at financial charts and numbers; only after attaining an understanding of your financial requirements will I provide a financial plan that may assist you in meeting any stated goals and aspirations.

I encourage you to explore my website and discover more about our ‘Do More with Your Money’ service and how you could benefit.

As a Financial Adviser and partner with True Potential Wealth Management, part of the highly successful True Potential group of companies, I’m committed to delivering better value and choice for my clients.

Areas Served

  • Northern Ireland

Areas of Expertise

Investment Planning

Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.

True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.

As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.

Retirement Planning

Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.

In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.

Protection

Protecting you and your family from unforeseen circumstances is essential now, and in the years to come.  I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.

Mortgages & Borrowing

A mortgage is one of the biggest financial commitments you are likely to make in your lifetime. So, if you are a first time buyer or have a property portfolio, having the right mortgage can save you thousands of pounds. With the vast array of products and lenders, I can provide the specialist advice you need.

I offer clients the option to pay for mortgage advice by fee rather than commission.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release

Equity release is a means of releasing a tax-free lump sum from the equity locked in your home.

There are typically no monthly repayments to make. The money can be used in many ways, including assisting with the costs of living, helping grandchildren onto the property ladder, making home improvements or even travelling and seeing the world.

I can provide the specialist advice you need and explain your options.

Lifetime mortgages are complex products. To understand the features and risks, please ask for a personalised illustration.